Important Oxford Information
and Renewal Updates
Welcome to the 2026-2027 Oxford Renewal Resource Center
We’re pleased to share this year’s Oxford renewal information and resources as we prepare for the 2026-2027 Open Enrollment season.
While employers continue navigating an evolving healthcare environment, PrestigePEO remains committed to helping clients evaluate benefit solutions that balance affordability, flexibility, employee choice, and long-term sustainability.
This year’s Oxford renewal introduces several portfolio enhancements, expanded plan options, and additional opportunities to align benefits strategies with organizational goals and workforce needs.
Use this resource center to explore plan updates, compare available options, review renewal information, and access resources that support informed benefits decisions.
What’s New and Enhanced for 2026-2027
This year’s Oxford renewal includes several enhancements designed to provide employers with additional flexibility, expanded plan choices, and more opportunities to build benefits strategies that meet their workforce’s needs.
Highlights Include:
Five New Plans Added
Employers now have access to additional Metro plan options, including EPO and HSA-compatible offerings that create more opportunities to balance affordability, employee choice, and access to care.
Expanded HSA-Compatible Options
New HSA offerings provide additional flexibility for organizations seeking cost-conscious healthcare strategies and employee engagement opportunities.
Additional Plan Design Flexibility
The expanded Oxford portfolio provides more opportunities to align benefits offerings with employee demographics, workforce needs, and organizational objectives.
Continued Access to Trusted
Oxford Networks
Clients continue to benefit from Oxford’s established provider networks while gaining access to additional plan options designed to support evolving healthcare needs.
Review Your Renewal Information Online
The PrestigePEO Benefits Renewal Portal provides access to group-specific renewal information, plan comparisons, contribution modeling tools, and renewal-planning resources to support informed Open Enrollment decisions.
Note: Once logged in, enter “Renewal Portal” in the search box located in the upper-right corner and press Enter.
Expanded Plan Portfolio for 2026-2027
New Options, Flexibility, and Opportunities to Support Your Employees
5 New Metro Plan Offerings
Effective 11/1/26
For the 2026-2027 plan year, Oxford has expanded its portfolio with new Metro and HSA-compatible plan offerings designed to support a broader range of workforce needs, benefits strategies, and budget considerations.
These additional offerings give employers more opportunities to evaluate plan designs that align with employee preferences while maintaining access to trusted Oxford provider networks and comprehensive benefits solutions.
Review the plan summaries below to compare available options and better understand the differences among the offerings.
| 2026-2027 Plan | |
|---|---|
| Network | METRO |
| Gatekeeper | Non-Gatekeeper |
| Product | EPO |
| UCR | N/A |
| RX | $15/$65/$90; $100 Ded |
| PCP | 50 |
| SPEC | 100 |
| HOSP (IP/OP) | IP: $1500; OP $250 FS/$250 Hosp |
| ER | 1500 |
| UC | 100 |
| INN DED | N/A |
| INN COINS | 100% |
| INN MOOP | 9300 |
| OON DED | N/A) |
| OON COINS | N/A |
| OON MOOP | N/A |
| DME | Unlimited |
| 2026-2027 Plan | |
|---|---|
| Network | METRO |
| Gatekeeper | Gatekeeper |
| Product | EPO |
| UCR | N/A |
| RX | $10/$65/50% $800 max |
| PCP | 25 AD |
| SPEC | 40 AD |
| HOSP (IP/OP) | IP $1000 aft ded/OP: $100 aft ded FS/$100 aft ded Hosp |
| ER | 150 aft ded |
| UC | 60 aft ded |
| INN DED | 775 |
| INN COINS | 80% |
| INN MOOP | 10150 |
| OON DED | N/A) |
| OON COINS | N/A |
| OON MOOP | N/A |
| DME | Unlimited |
| 2026-2027 Plan | |
|---|---|
| Network | METRO |
| Gatekeeper | Gatekeeper |
| Product | EPO HSA |
| UCR | N/A |
| RX | $10/$65/50% $800 max |
| PCP | 35 aft ded |
| SPEC | 50 aft ded |
| HOSP (IP/OP) | IP D&C; OP:300 aft ded FS; 300 aft ded hosp |
| ER | 500 aft ded |
| UC | 100 aft ded |
| INN DED | 4000 |
| INN COINS | 70% |
| INN MOOP | 7200 |
| OON DED | N/A) |
| OON COINS | N/A |
| OON MOOP | N/A |
| DME | Unlimited |
| 2026-2027 Plan | |
|---|---|
| Network | METRO |
| Gatekeeper | Gatekeeper |
| Product | EPO |
| UCR | N/A |
| RX | $10/$65/$90; $100 Ded |
| PCP | 30 |
| SPEC | 80 |
| HOSP (IP/OP) | D&C |
| ER | Ded & 50% coin |
| UC | 100 |
| INN DED | 3750 |
| INN COINS | 60% |
| INN MOOP | 7500 |
| OON DED | N/A) |
| OON COINS | N/A |
| OON MOOP | N/A |
| DME | Unlimited |
| 2026-2027 Plan | |
|---|---|
| Network | METRO |
| Gatekeeper | Gatekeeper |
| Product | EPO |
| UCR | N/A |
| RX | $10/$35/$80; $6500 Ded |
| PCP | 40 aft ded |
| SPEC | 75 aft ded |
| HOSP (IP/OP) | IP D&C; OP: 500 aft ded FS; 500 aft ded hosp |
| ER | 500 aft ded |
| UC | 100 aft ded |
| INN DED | 6500 |
| INN COINS | 50% |
| INN MOOP | 8000 |
| OON DED | N/A) |
| OON COINS | N/A |
| OON MOOP | N/A |
| DME | Unlimited |
Compare Current and New Plan Offerings
Review Side-by-Side Plan Updates and Available Options for the 2026-2027 Plan Year
As part of this year’s renewal season, we’ve summarized key plan updates and portfolio enhancements to help you evaluate available options with confidence.
Review the information below to compare current and renewal plan offerings, identify notable changes, and better understand the opportunities available for the upcoming plan year. Any benefits not listed remain unchanged.
Oxford NY Plan Changes 2026-2027
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | $15/$40/$90; $100 Ded |
| ER | $400 | $500 |
| INN MOOP | $6,500 | $7,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | $15/$40/$90; $100 Ded |
| ER | $400 | $500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| HOSP (IP/OP) | $500 | 500 IP/ Hosp OP 500;FS OP 250 |
| ER | $400 | $500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| ER | $400 | $500 |
| INN MOOP | $3,000 | $3,500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| ER | $400 | $500 |
| INN MOOP | $3,000 | $3,500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| HOSP (IP/OP) | $500 | 500 IP/ Hosp OP 500;FS OP 250 |
| ER | $400 | $500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| HOSP (IP/OP) | $500 | 500 IP/ Hosp OP 500;FS OP 250 |
| ER | $400 | $500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | $15/$40/$90; $100 Ded |
| ER | $400 | $500 |
| INN MOOP | $5,000 | $6,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| INN DED | $2,850 | $3,000 |
| INN MOOP | $4,500/9,000 | $4,650/$9,300 |
| OON DED | $2,850 | $3,000 |
| OON MOOP | $6,5000/$13,000 | $6,650/$13,300 (NSB) |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; AD | $15/$40/$90;$3,000 |
| ER | $400 AD | $500 AD |
| INN DED | $2,850 | $3,000 |
| INN MOOP | $6,350 | $6,550 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | $15/$40/$90;$100 Ded |
| ER | $400 AD | $500 AD |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| ER | $300 | $500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; AD | $15/$40/$90; AD |
| INN DED | $3,000 | $3,250 |
| INN MOOP | $6,350 | $6,650 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| ER | $400 | $500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| INN MOOP | $5,600 | $5,850 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | $15/$40/$90;$100 Ded |
| ER | $400 AD | $500 AD |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | NEW – $15/$40/$90;$100 Ded |
| ER | $400 AD | $500 AD |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| INN DED | $6,350 | $6,570 |
| INN MOOP | $6,370 | $6,570 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $15/$35/$75; $100 Ded | $15/$40/$90;$100 Ded |
| ER | $400 AD | $500 AD |
Oxford NJ Plan Changes 2026-2027
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $70 | $75 |
| INN MOOP | $6,350 | $7,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $40 | $50 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $50 | $60 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $40 | $50 |
| INN MOOP | $2,500 | $3,500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $40 | $50 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $50 | $60 |
| INN MOOP | $4,000 | $5,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| INN MOOP | $4,000 | $4,500 |
| OON DED | $2,500 | $2,850 |
| OON MOOP | $6,000 | $6,500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $50 | $60 |
| INN MOOP | $6,250 | $6,350 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $50 | $60 |
| INN MOOP | $3,500 | $4,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| INN MOOP | $6,450 | $6,950 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $40 | $50 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $40 | $50 |
Oxford CT Plan Changes 2026-2027
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90;$100 |
| SPEC | $50 | $80 |
| UC | $75 | $100 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90; $100 |
| SPEC | $40 | $50 |
| UC | $40 | $100 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90;$100 |
| SPEC | $45 AD | $60 AD |
| ER | $150 | $500 |
| UC | $45 | $100 |
| INN MOOP | $3,000 | $4,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| ER | $150 | $500 |
| UC | $40 AD | $100 AD |
| INN MOOP | $3,000 | $3,500 |
| OON MOOP | $4,000 | $4,500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| SPEC | $40 | $50 |
| ER | $150 | $500 |
| UC | $40 | $50 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90; $100 |
| SPEC | $45 AD | $60 AD |
| ER | $150 | $500 |
| UC | $45 | $100 |
| INN MOOP | $3,000 | $5,000 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; AD | $5/$45/$90; $100 |
| INN DED | $2,850 AD | $3,400 AD |
| INN MOOP | $4,000 | $4,500 |
| OON DED | $2,850 | $3,400 |
| OON MOOP | $5,850 | $6,500 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; AD | $5/$45/$90;$100 |
| SPEC | $50 | $60 After Ded |
| ER | $150 AD | $500 AD |
| UC | $75 AD | $100 |
| INN DED | $2,500 | $3,000 |
| INN MOOP | $5,500 | $6,550 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90; $100 |
| SPEC | $50 | $80 |
| UC | $75 | $100 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90;$100 |
| SPEC | $45 | $60 AD |
| ER | $150 AD | $500 AD |
| UC | $45 AD | $60 AD |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; AD | $5/45/90 |
| SPEC | $50 | $60 AD |
| UC | $75 AD | $100 |
| INN DEC | $6,100 | $6,550 |
| INN MOOP | $6,550 | $6,750 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90; $100 |
| SPEC | $40 | $50 |
| UC | $40 | $100 |
| 2025-2026 Plan | 2026-2027 Plan | |
|---|---|---|
| RX | $5/$30/$60; $100 | $5/$45/$90; $100 |
| SPEC | $40 | $50 AD |
| ER | $150 AD | $500 AD |
| UC | $40 AD | $100 AD |
Dental and Vision Coverage Updates
Important Updates for the Upcoming Plan Year
As part of this year’s renewal season, updates have been made to certain dental and vision plan offerings for the 2026–2027 plan year.
We encourage you to review your renewal information carefully, as available coverage options, plan designs, and benefit details may vary by group. Your renewal materials will provide a complete overview of any applicable updates and available offerings.
As always, your PrestigePEO team is available to help you evaluate your options and make informed decisions that best support your organization and employees.
Enhanced Tools Through the PrestigePEO Benefits Renewal Portal
The Benefits Renewal Portal includes enhancements designed to simplify renewal planning and improve visibility throughout the Open Enrollment process.
Compare Plans with Confidence
- Side-by-side plan comparisons
- Easier visibility into plan changes
- Simplified benefit summaries
Evaluate Contribution Strategies
- Contribution modeling tools
- Employer and employee contribution visibility
- Improved budgeting support
Streamlined Renewal Experience
- Improved dashboard performance
- Centralized renewal information
- Convenient access to supporting resources
As always, your dedicated PrestigePEO Benefits team remains available to provide guidance and support throughout the renewal season.
Supporting You Through Open Enrollment
Questions about your renewal options?
Our Benefits Specialists and Benefits Account Managers are available to provide guidance, answer questions, and support you throughout the renewal process.
Contact us at: 833-PEO-BEN1 or [email protected]
Thank you for your continued trust in PrestigePEO. We’re proud to support you throughout another successful Open Enrollment season.