Broker Blog

Many employers want to offer meaningful medical coverage but struggle to make traditional group medical coverage work within their budgets. Rising healthcare costs, budget constraints, workforce demographics, seasonal staffing, and Affordable Care Act (ACA)…

One challenge that pops up with workforce growth is employer handbook planning. Opening offices in new states, allowing employee relocation, and expanding through acquisitions exposes multi-state employers to continual changes in state and federal regulations…

As businesses grow, challenges that initially seemed unrelated start to merge across the organization. An employer client may come to a trusted advisor with concerns about health insurance costs, compliance, payroll inefficiencies, workers’ compensation, or difficulty hiring and…

Conversations rarely stay confined to insurance when an employer wants to discuss risk management or a new liability policy. These discussions typically expand into hiring, turnover, increasing Human Resources workloads, or the complexities of multi-state employment. For property and casualty (P&C) brokers, this is familiar…

For property and casualty (P&C) brokers, open enrollment is a strategic opportunity to understand their clients’ overall operational and workforce challenges. While client conversations usually begin with insurance coverage, they often expand into broader business and workforce…

In the current workforce, multiple generations work side by side, each one navigating different realities and goals. Some employees are delaying parenthood while others are starting families; some are caring for aging parents, and…

Growth is a positive step for any business, but benefits strategies that worked for a smaller organization often become insufficient as headcount, locations, and workforce complexity increase. This transition creates…

In the current tight labor market, potential hires evaluate the full employment experience, not just salary, when deciding to take or keep a position. They consider healthcare access, work flexibility, financial support…

By the time a workplace injury occurs, much of the financial and operational impact has already been set in motion. Workers’ compensation cannot be approached only after an incident happens…

One of the biggest phenomena in the business world currently is the growing interest in, and potential dependence on, AI. Brokers and employers recognize the need to keep up with the technology, but they may be unsure…

Healthcare costs continue to rise in 2026, and employers are feeling the pressure. From pharmacy inflation to unpredictable renewals, many clients are asking the same question: How can we control costs without reducing…

For multi-state employers, payroll compliance requires managing complex and ever-changing tax requirements. One key factor affecting payroll planning is SUTA (State Unemployment Tax Act) thresholds, which determine…

As a broker, you may be familiar with clients leaving when Human Resources issues create instability for them, which is why consistent HR support is essential. Dependable Human Resources support services offer the stability businesses…

In the competitive business environment, a strategically designed benefits package is essential to attract and retain top talent. Disability benefits, a sometimes overlooked component of employee benefits plans, play a critical role in protecting both…

Business leaders searching for a PEO partner want one with proven expertise, regulatory insight and the ability to protect their business. In the PEO industry, active membership and leadership in…

If you are a broker who services business owners through employee-related insurance needs, you know how quickly relevance must be established. The employee benefits landscape continues to shift, and pressure comes…

Managed Human Resources not only amplifies your value as a broker, but it can significantly boost client retention, making it an indispensable component of your growth strategy. Expanding your client base while maintaining operational efficiency can be a complex challenge.

Recent updates to the DOL overtime threshold, followed by a court decision vacating the planned increases, have left many businesses confused. Some employers raised salaries early, others waited — and many are now unsure…

The SECURE 2.0 Act introduced long-term part-time (LTPT) employee eligibility requirements that took effect on January 1, 2025, and brokers are now actively helping clients manage these rules.

Small group health insurance premiums are expected to rise this year, with a median increase of 11%, driven by medical inflation, higher healthcare utilization, and regulatory pressures—creating both challenges and opportunities for brokers.

If you are a broker who services business owners through employee-related insurance needs, you know how quickly relevance must be established. The employee benefits landscape continues to shift, and pressure comes from every direction. Clients expect premium…

Pet insurance is more than just a “nice-to-have” benefit to modern employees. It reflects the growing role pets have in people’s lives and overall well-being. For brokers, this trend is an opportunity to stay ahead of client expectations and help businesses build more modern benefits packages.

Navigating the complexities of the Affordable Care Act (ACA) and ACA employer mandates can be challenging for small and medium-sized businesses (SMBs). As a benefits broker, your role is essential in helping employers stay compliant and make informed…

Navigating the complexities of the Affordable Care Act (ACA) and ACA employer mandates can be challenging for small and medium-sized businesses (SMBs). As a benefits broker, your role is essential in helping employers stay compliant and make informed…

Open enrollment can feel like a race against the clock. Between tight deadlines, evolving compliance requirements, and rising expectations from clients, many brokers end up buried in administrative work when they should be focused on building lasting….

Open enrollment can feel like a race against the clock. Between tight deadlines, evolving compliance requirements, and rising expectations from clients, many brokers end up buried in administrative work when they should be focused on building lasting….

Most employers offer Employee Assistance Programs (EAPs), yet the average utilization is only 6.5% (SHRM). Low engagement means employees often miss out on valuable resources, while employers and brokers miss a chance to strengthen retention. This gap creates a meaningful opportunity…

Most employers offer Employee Assistance Programs (EAPs), yet the average utilization is only 6.5% (SHRM). Low engagement means employees often miss out on valuable resources, while employers and brokers miss a chance to strengthen retention…

Does Open Enrollment (OE) feel more like damage control than strategy? For many small and medium-sized businesses (SMBs), OE exposes the same issues every year: thin human resources (HR) capacity, rising employee benefits costs and growing compliance risk. That pressure lands on the benefits broker. This article gives you a clear…

Many health insurance brokers only focus on medical and ancillary employee benefits, leaving retirement solutions to financial professionals. However, today’s small and medium-sized businesses (SMBs) are looking for comprehensive employee benefits, including retirement options. Brokers who proactively offer retirement solutions have a distinct…

Is your business client struggling to navigate the Consolidated Omnibus Budget Reconciliation Act (COBRA) compliance? As a health insurance broker, you know that COBRA is a necessary benefit for your clients, but also how confusing and time-consuming it can be for your clients to manage independently…

As a broker, you know that disability insurance can be one of the most challenging benefits to explain and manage. Your SMB clients often have trouble understanding the difference between Short-Term Disability (STD) and Long-Term Disability (LTD) plans and why they should offer both. That is before considering the complications…

PEO 401(k) solutions from PrestigePEO give brokers a powerful way to offer cost-effective, fully managed retirement plans—without taking on added complexity. Strengthen your value to clients, stay competitive, and grow your business with support from a trusted partner. Retirement plans are in high demand, but still out of reach for many small and…

Partnering with PrestigePEO empowers brokers to provide comprehensive HR, payroll, compliance, and benefits solutions that go beyond traditional offerings and strengthen long-term client relationships. Offering affordable group health insurance policies might not be enough to retain your clients. In today’s market, it takes more…

State-mandated retirement plans create new compliance challenges for small and medium-sized businesses (SMBs), requiring expert guidance from benefits brokers. Learn how PrestigePEO provides the compliance support, plan administration, and retirement solutions brokers need to help their clients stay compliant and competitive…

State-mandated retirement plans create new compliance challenges for small and medium-sized businesses (SMBs), requiring expert guidance from benefits brokers. Learn how PrestigePEO provides the compliance support, plan administration, and retirement solutions brokers need to help their clients stay compliant and competitive…

Discover how a partnership with PrestigePEO can help your small or medium-sized business reduce costs, ensure compliance, access competitive employee benefits, manage risk, and accelerate growth. Is your SMB spending too much time managing HR and not enough growing the business? If you’re like many small and medium-sized…

As a benefits broker, you can help small businesses unlock tax savings and improve employee retirement benefits via the SECURE 2.0 Act. Signed into law in 2022, this legislation has brought a host of opportunities for employers to benefiting from valuable tax credits while helping their employees prepare for retirement…

The journey of PrestigePEO from its broker-founded origins to becoming a top-ranked Professional Employer Organization, delivering unmatched support and benefits for brokers and clients Are you searching for a trusted partner to help your clients access competitive employee benefits and streamlined HR solutions?…

Are your clients experiencing delays in receiving their Employee Retention Tax Credit (ERTC) refunds, leaving them uncertain about their financial relief? Navigating ERTC claims during ongoing IRS processing delays can be daunting, but you can provide the clarity and guidance they need.

As the world becomes more complex every day with new technology and regulations, it remains a challenge for businesses of all sizes to navigate the compliance landscape, whether at the state or federal level. Benefits brokers are tasked with helping clients navigate these challenges, but it’s not always easy…

As the world becomes more complex every day with new technology and regulations, it remains a challenge for businesses of all sizes to navigate the compliance landscape, whether at the state or federal level. Benefits brokers are tasked with helping clients navigate these challenges, but it’s not always easy…

One of your ongoing goals as a broker is establishing long-term client relationships. These more meaningful relationships help you sustain and grow your practice. And the most effective way to do that is to provide personalized service. Your small and medium-sized business (SMB) clients want to feel understood…

There may be many Human Resources services your small and medium-sized business (SMB) clients would be interested in, but don’t currently have. Focus on ways to customize bundled services to cross-sell and upsell. Key takeaways: As a broker, you’re an expert in building trust and identifying your SMB clients’ core needs and…

Businesses are always looking for value. As a broker, you can help them see the importance of key programs and policies like employee wellness and sustainability. Key Takeaways: A broker must stay ahead of the latest HR trends. Businesses need support with these key programs and policies: employee wellness, identity theft training, workplace safety…

One of your ongoing goals as a broker is establishing long-term client relationships. These more meaningful relationships help you sustain and grow your practice. And the most effective way to do that is to provide personalized service. Your small and medium-sized business (SMB) clients want to feel understood…

A business’ processes can make or break its annual open enrollment period. As a benefits broker, you can help your clients immensely by addressing their concerns proactively and providing the support they need to navigate it. This is easier said than done, but working with a professional employer organization (PEO) can help…

Find out how a professional employer organization (PEO) partnership can help broker clients keep up with employee benefits trends.
Health insurance and benefits brokers play a critical role in guiding business clients through the ever-evolving landscape of employee benefits….

Small and medium-sized businesses often struggle to access effective Human Resources solutions. Learn how to communicate the importance of PEO partnerships to your SMB clients to support them in this realm. Human Resources management can be a huge burden for small and medium-sized businesses (SMBs)…

Economic trends like high inflation and uncertain job markets impact how employers prioritize spending and employee benefits. Fortunately, PEOs can help brokers and small and medium-sized businesses navigate these challenges successfully. The state of the economy impacts nearly everything. People limit their spending…