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Bringing a personal approach to personnel resource management.

Workers’ Compensation & Risk Management

APR utilizes our established partners to facilitate our client’s risk experience. The selection of services offered to aid with workers’ compensation and risk management are as followed:

  • Options for workers’ compensation insurance from A-rated carriers
  • OSHA compliance assistance
  • Return to Work Programs
  • Review/analysis of losses and classification codes
  • Administration assistance with drug-free workplace programs
  • Loss control safety consulting services, including training materials and inspections and field-based assistance
Broker speaking to group

Services Available

Efficient and thorough risk management programs are integral in saving your company money. APR’s Risk Management Department has the knowledge and experience to provide you with superior service. Our certified and licensed professionals are able to help you identify areas in your policy that are vulnerable to potential loss. APR also has a claims management in order to assist you manage medical expenses for injured employees, minimize the amount of time workers are absent and reduce the amount of fraudulent claims. Some of our other services are as followed:

  • Workers’ compensation analysis
  • Return to work programs
  • Hazard assessments
  • Loss prevention program development
  • On-site risk management and loss control consultations
  • Customized safety programs
  • Regulatory compliance
  • Certificates of Insurance
  • Individualized workers’ compensation loss runs
  • Training
  • Recommendation development
  • Investigations for accidents
  • Drug testing following accident

Workers’ Compensation Insurance

Most businesses require some form of coverage for workers’ compensation in the event of an incident. APR understands that this insurance can be expensive and therefore be difficult for small and medium sized business owners to access. Therefore, APR offers several solutions:

  • No Upfront Deposits
  • A Pay-As-You-Go Program
  • Coverage with an “A Rated” Carrier Available
  • No Year-End Audits
  • Unlimited Insurance Certificates

Risk Management

In order to prevent accidents, protect your experience modification rate and control claim costs, APR has a department to assist you with services such as:

  • OSHA Assistance
  • Drug-Free Workplace
  • Return to Work Programs
  • On-site Safety Inspections
  • Full-service claims management in the event of an injury
  • Safety Training and Assistance

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