Pay-As-You-Go Workers' Compensation Insurance
You Need Workers' Comp. We Offer Affordable Coverage.
The APR Pay-As-You-Go Workers’ Compensation Administration program offers a worry-free solution to the traditional management of workers’ compensation insurance. Employers seeking to rid themselves of large, up-front deposits, “best guess” premiums, stressful audits, and unexpected year-end balance payments now have an alternative through our insurance administrative program.
We manage the calculation and payment of premiums for your workers’ compensation responsibilities and supply all audit reports to your insurance agent and carrier. Call your agent and request more information.
Workers' Comp Insurance Program Features:
- Minimal upfront down payment
- Premiums are calculated based on actual payroll and deducted from each payroll, just like the payroll taxes
- Workers’ Compensation premium is electronically transferred for payment to your respective carrier
- Automatic renewal by your agent and agency
- APR provides Pay-As-You-Go Work Comp Administration for many different carriers
- Detailed and accurate records that provide month-to-date, quarter-to-date, and year-to-date totals for each division, department, classification code, and employee information is available to your agent and insurance company at any time.
Workers' Comp Insurance Program Features:
- Minimal upfront down payment
- Premiums are calculated based on actual payroll and deducted from each payroll, just like the payroll taxes
- Workers’ Compensation premium is electronically transferred for payment to your respective carrier
- Automatic renewal by your agent and agency
- APR provides Pay-As-You-Go Work Comp Administration for many different carriers
- Detailed and accurate records that provide month-to-date, quarter-to-date, and year-to-date totals for each division, department, classification code, and employee information is available to your agent and insurance company at any time.
Why choose PAYGO Workers’ Compensation billing over traditional workers’ compensation billing?
| Type Program | Traditional Insurance | Advantage Pay-Go Program |
|---|---|---|
| Deposit | 20%-25% +Expense Constant | 0%, $200 Expense Constant |
| Audit | Unpredictable | Predictable |
| Frequency | 6-10 Installments | Each Pay Period |
| Payment | Manual Check | ACH Automatic Payment |
| Convenience | Reporting Time, Intensive | Reports Automatically Generated |