Life insurance provides you and your beneficiaries with financial protection in the event of the death of a loved one. It is important that you review your beneficiaries annually.
MetLife Basic Life
Life insurance provides you and your beneficiaries with financial protection in the event of the death of a loved one. It is important that you review your beneficiaries annually. You will have the option of reviewing or changing your beneficiary on file.
You are eligible for MetLife Basic Life Insurance coverage via your employer, providing you work 30 or more hours per week. This benefit includes matching Accidental Death and Dismemberment (AD&D) coverage. This benefit is at no cost to you. Coverage can be converted into a private policy should you leave the company.
MetLife Voluntary Benefits Program
Additional protection is available for you and your family. You will have the opportunity to purchase additional life insurance for yourself and your dependents. Coverage may be requested in increments of your salary. If you elect beyond your initial eligibility date, coverage is not guaranteed until MetLife’s medical underwriting team approves the coverage. As with any life insurance, coverage is portable and can be taken with you if you become disabled or terminate from your company.
MassMutual@WORK Whole Life
MassMutual@WORK Whole Life Insurance is offered with a guarantee issue benefit amount of up to $100,000 if it is elected when an employee is first eligible (i.e., employees do not need to complete any medical questionnaire before approval.) The death benefit is guaranteed. Whole life insurance gives you lifelong coverage and provides extra support during retirement. Employees can elect coverage for themselves, their spouse, and their children.
MetLife Short-Term Disability
MetLife Short-Term Disability replaces a portion of your income following sickness or off-the-job accident. Depending on your specific situation, benefits may be available for up to 26 weeks. If this coverage is available to you through PathGoal, you will see it listed with your benefits on the Open Enrollment portal. The benefit is based on 50% of your weekly salary but up to the allowed limits of the plan.
MetLife Long-Term Disability
MetLife Long-Term Disability replaces up to 60% of your monthly salary (certain limitations and waiting periods apply). This type of coverage is specific to those who can no longer work and earn a living. If this coverage is available to you through PathGoal, you will see it listed with your benefits on the Open Enrollment portal.