You’ll have the opportunity to choose a variety of dental plans offering everything from basic care (regular cleanings, x-rays, and preventative care) to coverage for restorative services, fillings, crowns, dentures, as well as orthodontia.
All MetLife Dental Plans offer both in-network and out-of-network options except for the DHMO.
Dental Plan Types
Dental Preferred Provider Organization (DPPO) – PrestigePEO offers the MetLife Preferred Dentist Plan. The plan provides access to thousands of participating general dentists and dental specialists nationwide. With this plan, you’ll enjoy:
- Lower out-of-pocket costs. Negotiated fees for services under this plan are typically 15-45% less than average.
- No balance billing.
- The PPO plan options provide the option to visit the dentist of your choice. With one of the largest networks in the industry, there is a very good chance your preferred dentist is in-network. If they are not participating, you are still free to visit any licensed dentist you choose.
- If your dental office is in-network, the office will handle the paperwork for you by submitting the claim directly to the carrier. A pre-treatment estimate is advisable for extensive services to provide you with the out-of-pocket costs you could incur before you proceed. You will also have access to watch educational videos, take health assessments, and learn more about oral health.
Dental Health Maintenance Organization Plan (DHMO) –Participants in a DHMO plan receive discounted coverage for dental services within the DHMO network. If you elect a DHMO, you will be required to specify a primary in-network dental provider. Your primary dentist will provide a list of fees for various dental procedures covered under your plan and the associated copays. Your primary dentist will provide you with a referral to see a specialist if necessary.